WHAT IS MEDICARE?

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Medicare, the federal health insurance program in the United States, is designed to provide coverage for individuals who are 65 or older, as well as for certain individuals under the age of 65 with disabilities or those with End-Stage Renal Disease. Medicare is structured into multiple "parts," each offering distinct coverage options.

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WHAT IS MEDICARE PART A?

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Part A of Medicare encompasses coverage for inpatient hospital stays, skilled nursing facility care, hospice services, and select home health care. In many cases, Part A is provided at no direct cost to the beneficiary.

 

WHAT IS MEDICARE PART B?

 

Medicare Part B, often referred to as outpatient medical coverage, plays a crucial role in assisting with the expenses associated with medically necessary services provided on an outpatient basis for the diagnosis and treatment of various medical conditions. Part B coverage extends to surgical procedures, laboratory tests, and preventive healthcare services.

 

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WHAT IS MEDICARE PART C?

Medicare Part C, commonly known as Medicare Advantage (MA), offers an alternative approach to healthcare benefits compared to Original Medicare. Medicare Advantage plans can encompass prescription drug coverage and additional supplementary benefits. Unlike Original Medicare, these plans are provided by private insurance companies, and enrollment is not through the Social Security office or their website.

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WHAT IS MEDICARE PART D?

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Medicare Part D, often referred to as prescription drug coverage, plays a vital role in ensuring access to essential medications. Part D coverage is accessible as a Stand Alone Option (PDP) or as an integral component of a Medicare Advantage plan (Part C). These Part D plans are provided by private insurance companies that are contracted and approved by Medicare.

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