How are Medicare agents paid?

 

As an independent Medicare insurance broker, our primary responsibility is to provide you with an impartial evaluation of different Medicare plans. We act on your behalf, not on behalf of insurance companies, and because we collaborate with multiple insurance carriers, we don't show preference for any particular one.Rest assured, we are committed to offering you a plan that aligns with both your financial requirements and your need for comprehensive medical coverage. We always operate in your best interests. You might wonder, how are we compensated? Our payment comes from the insurance companies themselves. When you choose a Medicare plan through our guidance, the insurance company compensates us for assisting you. This arrangement allows us to provide our services to you at no cost, and it does not increase your premium rates.

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How is an independent Medicare broker paid?

 

Numerous insurance companies engage in contracts with independent Medicare brokers such as Lindbergh and Associates. This collaboration allows them to efficiently compare insurance offerings from various carriers, ultimately providing you with the most cost-effective pricing and coverage options. Knowledgeable consumers appreciate that independent brokers prioritize client education before making any decisions, which we believe is the most ethical approach.

Here's how the process unfolds:

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1. You initiate contact with Medicare via phone or an online form.

2. We thoroughly analyze your rates across 20 different companies.

3. You choose the insurance policy that best aligns with your needs.

4. The insurance company covers our commission expenses.

5. We continue to provide you with our invaluable assistance, and you do not incur any additional costs for our services.

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Why is working with an independent Medicare broker best?

 

At Lindbergh and Associates, our aim is to help you understand Medicare thoroughly and provide you with the information necessary to make well-informed decisions.To ensure your confidence and contentment in your choices, we exclusively engage impartial brokers who are independent of any Medicare companies to offer their insights on different plans. This ensures that you receive unbiased guidance in selecting the most suitable plan for your needs.

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Is your service really free?

 

Indeed, our assistance comes at no cost to you. Whether you purchase a Medicare Advantage, Supplement, or Part D plan directly from the insurance provider or through an impartial broker like Lindbergh and Associates, the cost remains the same. We earn a commission from the insurance company for selling their products, which is the standard compensation structure for Medicare agents. When you buy directly from the insurance company, they receive the commission, but you may not receive the same level of personalized customer support and guidance as you would with an independent broker like us. Our priority is to provide you with expert advice and ensure you make the best choice for your Medicare coverage needs.

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